Family, Care & Planning · Web
LastBinder: a digital estate planning checklist for your family
The binder your family will need if you die, filled in while you are here.
LastBinder is a digital estate planning checklist and guided binder for adults who want their family to find accounts, policies, passwords, and wishes without a search. You fill it in section by section and name the people who can open it.
Waitlist Not built yet Updated 5 September 2026
What problem does LastBinder solve?
When you die, your family becomes a search party. They look for the life insurance policy, the pension from a job you left years ago, the car title, the safe deposit key, and the login to the email address that every other account resets through. They call companies that will not speak to them until they produce a death certificate and a letter from a court. The mortgage is still due while they look. The information exists. It is in a filing cabinet, a password manager nobody else can open, a bank the family has never heard of, and your head. The gap between what you know and what your executor can find is the whole problem. It shows up in small ways too: the sister who cancels a phone plan three times because the account is in a name she cannot prove she represents, or the son who finds a storage unit invoice a year later and no idea what is inside. Writing it down is an errand, and errands wait.
Legacy checklist generator
Tick what applies to your life to get a printable checklist of what your people will need to find.
Free to use. No account. Nothing you type here is stored.
What would LastBinder do?
LastBinder would walk you through the binder one section at a time: people to call first, income and accounts, property and vehicles, insurance and benefits, subscriptions and bills, digital accounts, pets, and the wishes that are not in a will. Each section asks plain questions and takes short answers, so you can finish one in a sitting and come back. You name the people who may open the binder and choose whether each sees everything or only the section they need, such as the neighbor who feeds the cat. Credentials would be encrypted with a phrase held by you rather than by us. Once a year the binder emails you a short review: what changed, what expired, what is still blank. You can print the whole thing, because paper in a fire safe does not depend on a company still existing.
How would it work?
- 1Answer the checklist questions about accounts, property, insurance, documents, and pets, one section at a time.
- 2Store credentials and document locations behind a phrase that only you set.
- 3Name who may open which section, and what each person sees when the time comes.
- 4Update the parts that changed when the yearly review lands in your inbox.
- 5Print or export the binder so a paper copy sits with your other documents.
Who is it for?
- Parents of young children who have a will drafted and nothing written down beside it.
- People whose partner has never handled the bills, the insurance, or the taxes.
- Only children who already know they will be the one sorting everything out.
How do you build an emergency information binder this weekend without an app?
Set aside two hours and make two things: a folder and a one-page index. The folder can be an accordion file or a directory on your computer; pick one and put everything in it. The index is the document that tells someone what the folder holds and where the rest of it is. Write the index in this order. First, the people to call in the first week: your executor, your lawyer if you have one, your employer's human resources contact, and whoever takes the pet. Second, money coming in: pay, pension, benefits, rent from a tenant. Third, money going out: mortgage or rent, utilities, insurance premiums, subscriptions that will keep charging a dead card. Fourth, the paper: will, deeds, titles, marriage and divorce records, military discharge, birth certificates. Write where each document physically is instead of copying it. For accounts, list the institution, the type, and the last four digits, never the full number. Do the same for digital accounts, and mark the email address that other accounts reset through, since that one unlocks the rest. Passwords belong in a password manager with an emergency contact enabled, or on a single sheet in a sealed envelope in a fire-rated box. Keep them out of the index. Then write the part no form asks for: what you want done with your body, whether you want a service, who should get the workshop tools, what happens to the dog, and which relative should not hear it by text message. Last, tell someone. A binder nobody can find is the same as no binder. Tell your executor where the folder and the envelope are, tell a second person as a backup, note the date you last updated it, and set a reminder for a year from now.
What do people use today?
| Option | Good at | The gap |
|---|---|---|
| A will drafted by a lawyer | Legally moves property, names an executor, and names guardians. Nothing here replaces it. | A will is read later and stays silent about your accounts, your passwords, and the vet's number. |
| A password manager with emergency access | Holds logins safely and can release them to a named person after a waiting period. | Covers logins only, so the pension, the safe deposit box, and your wishes are still missing. |
| A printed end-of-life planning workbook | Thorough prompts on paper, cheap, and easy to work through at the kitchen table. | Updating it means finding the book and a pen, and nothing tells you a beneficiary is now wrong. |
| A shared folder in a cloud drive | Free, searchable, and shareable with the people you choose in one link. | Sharing tends to be all or nothing, the provider may lock the account, and nobody knows the folder is there. |
What would it cost?
Free
$0
- The printable checklist for your household
- Two saved sections
- Export to PDF
Binder
$39/yr
- Every section, plus ones you write yourself
- Encrypted credential storage
- Two named people who can open it
- A yearly review of what changed
Family
$69/yr
- Everything in Binder
- A binder each for two adults
- Section by section sharing with up to six people
Prices are proposed. Founding members lock in the lowest price if we build LastBinder.
Questions people ask
What is a digital estate planning checklist?
A digital estate planning checklist is a written list of the accounts, documents, policies, and wishes your family will need after a death, and where each one is kept. It covers online accounts and paper records together, so the executor is not searching blind.
Is LastBinder a will?
No. A will is a legal document that moves property and names an executor and guardians. LastBinder would be the map that helps those people find what the will refers to. Ask an attorney about the documents themselves.
Where would my passwords be stored?
Passwords would be encrypted on your device before upload, behind a phrase we never receive. Losing that phrase means losing the contents, which is the trade. You can also leave the credential section empty and rely on a password manager's emergency contact.
How does my family get in after I die?
You name people in advance and choose what each of them sees. Access opens after a request and a waiting period you set, so a mistaken request can be cancelled while you are alive. A printed copy in the safe is the backup.
What if I only want the paper version?
The free checklist prints. You can fill in a paper binder, keep it in a fire safe, and never create an account. That is a fine outcome, and the generator on this page costs nothing either way.
How often would I need to update it?
Once a year suits most households, plus any time you change banks, jobs, insurers, or beneficiaries. LastBinder would send a single yearly reminder listing the sections you have not touched, rather than a monthly prompt you learn to ignore.
When will LastBinder launch?
There is no date. LastBinder gets built only if enough people join the waitlist and say they would pay for it. Joining costs nothing, and the checklist on this page is free whether or not the binder exists.
Where does this stand?
LastBinder is a proposal, not a product. This page collects demand from search and answer engines. Askwright builds it only if enough people join the waitlist and say they would pay. Read how this works.
LastBinder is an organizer, not a will, and this page is not legal advice. A binder does not transfer property, appoint an executor, or name a guardian. Talk to an attorney about the documents that do.